How One Choice Logistics Solved Cash Flow Chaos with TruckIT + Bolton Capital

When you’re running hundreds of dump trucks, cash flow can make or break your business.

One Choice Logistics out of Davie, Florida, found that out the hard way.

They were growing fast, more trucks, bigger contracts, more invoices, but those same 60- to 90-day payment terms were choking their cash flow.
Instead of slowing down, they teamed up with TruckIT and Bolton Capital to turn finished jobs into paid invoices in as little as 48 hours.

Like most hauling companies, One Choice Logistics built its reputation the right way by showing up, getting the job done, and paying drivers on time. But as the business took on bigger projects across South and Central Florida, the numbers started working against them.

Weekly payroll, monthly material bills, and 60–90 day customer payments created a serious cash crunch. They were stuck floating hundreds of thousands in receivables while still keeping 250 owner-operators rolling.

“We pride ourselves on paying our drivers and subs on time, every time,” said CEO Azohani “Nani” Bernal. “But the bigger the contracts we won, the tighter our cash flow got. It was stressful trying to keep everyone paid while waiting on checks.”

That story’s not unique, in construction, you can be profitable on paper and broke in real life if your money’s tied up in invoices.

One Choice turned to TruckIT, the market leader in digitizing and optimizing the bulk hauling supply chain, and its financial partner, Bolton Capital. Together, they built a system that keeps cash moving as fast as the trucks themselves.

Here’s how it works:

  • Drivers complete a job and log the e-Ticket through TruckIT’s digital platform, no paper, no lost tickets.
  • Those verified tickets are automatically matched to invoices.
  • Bolton Capital reviews and funds the verified invoices — sometimes in less than two business days.

In one week alone, One Choice submitted $600,000 in invoices through the TruckIT platform. Bolton funded $400,000 in 48 hours, and the remaining $200,000 the following Monday.

That simple change, going from paper tickets and long waits to verified digital records and same-week pay, completely flipped the script for their business.

“Bolton and TruckIT helped us change the game,” said Bernal. “They’re part of our team now, helping keep our drivers, subcontractors, and customers paid and happy.

Once One Choice connected TruckIT and Bolton Capital, the difference was immediate.

Cash flow stabilized. Instead of waiting 60 to 90 days for customer payments, money started hitting their account within 48 hours of job completion. That gave them the breathing room to take on more work without worrying about payroll.

Drivers got paid on time, every time. That reliability built loyalty across their 250-truck network, keeping good haulers behind the wheel and reducing turnover.

Back-office stress disappeared. No more chasing paper tickets, no more manual reconciliations. TruckIT’s digital e-Ticketing made invoicing clean and fast, while Bolton’s funding kept the operation running smoothly.

“For six months, I was stressed out 24/7 about making payroll,” said Bernal. “Now, I can breathe. TruckIT and Bolton made my life easier.”

CEO Andrew Lindsay of TruckIT summed it up well:

“Through our partnership with Bolton, we’re not just improving efficiency, we’re helping haulers like One Choice run their business effectively and strategically.”

If you’re in the hauling business, you know this story all too well.
You finish the work, your drivers are waiting on pay, and your customers are sitting on your money.

TruckIT and Bolton Capital built a simple, practical solution to that problem:
Digitize your operations. Verify every load. Get paid faster.

With TruckIT’s e-Ticketing, optimized dispatching, and invoice automation, your paperwork moves as fast as your trucks. And with Bolton Capital’s same-day funding, you can stop sweating payroll and start planning your next big job.

Whether you run ten trucks or two hundred, you deserve the same kind of peace of mind that One Choice Logistics found.

👉 Take the hassle out of hauling, and the stress out of payments.
Book a free TruckIT demo today.

Want to read the full story?
Check out the original feature on CityBiz: “Bolton Capital and TruckIT Keep the Cash Flowing for One Choice Logistics.”

TruckIT Partners with Bolton Capital to Accelerate Growth for Dump Truck Haulers

ATLANTA, GA – July 9, 2025 – TruckIT, the market-leading technology provider for digitizing and optimizing the heavy construction supply chain, announced a strategic partnership with Bolton Capital, a specialized financial services firm focused on construction logistics. Together, the two companies are committed to solving one of the industry’s most persistent challenges—cash flow—and empower haulers to get paid faster, take on more work and grow their businesses.


By integrating Bolton Capital’s rapid payment capabilities with TruckIT’s advanced digital platform, users can now experience a seamless transition from job completion to cash in the bank. TruckIT users simply submit their invoices via the platform, and Bolton’s AI-driven ticket-matching technology ensures instant verification and payment.

Accession Distribution, based in Riverdale, GA—was among the first hauling companies to take advantage of the TruckIT/Bolton partnership.


“Getting funded as fast as within 4 to 5 hours has given us enormous flexibility and freedom, ” said Juanita Marry, Founder, President and Chief Executive Officer at Accession Distribution. “The support has also helped us sign new business, both due to the shipment visibility from TruckIT and being able to provide better billing terms due to the support from Bolton. I highly recommend that any hauler get on board as soon as possible.”

The TruckIT/Bolton program is tailored specifically for companies that:
* Provide bulk hauling for construction, waste, agricultural or energy industries
* Manage jobs and heavy equipment across multiple sites
* Need fast cash for working capital


“We understand the unique challenges that dump truck operators face, specifically around cash flow and growth” said Douglas Lindsay, Co-Founder and Managing Partner, Bolton Capital. “This partnership allows us to go beyond software and deliver working capital directly into the hands of our customers. Bolton and TruckIT are committed to helping our customers improve operational efficiency, invest in new assets, and maintain great relationships with their subcontractors,” The U.S. dump truck services segment—which includes hauling materials like gravel, demolition debris, and waste—was estimated at $24.9 billion in 2024, with 30,000 operators and 109,000 workers. The National Dump Truck Association (NDTA) expects these numbers to rise significantly with the passage of H.R.1 which significantly increases domestic investment in infrastructure, defense, energy and more.

“The Dump Truck industry is highly fragmented, and operators are looking for the kind of support that Bolton Capital can provide,” said Malcolm Smith, Founder and Chief Executive Officer, NDTA. “With manual tickets still prevalent in the industry, accounts receivable timelines can stretch to 60–70 days from delivery to actual cash receipt, which can negatively impact growth and operational decisions.


We need healthy companies with the flexibility to take on any kind of project without concern for variable accounts receivable timelines. TruckIT’s suite of tools—including Optimized Dispatch, E-Ticketing, and business intelligence—already enables haulers and contractors to streamline workflows and increase efficiency,” said Pace Davis, President, TruckIT. “Adding Bolton Capital to the offering strengthens the value proposition, especially for small to mid-sized businesses looking to scale without added overhead and risk.”

To get started, visit http://www.bolton-capital.com and apply via a short form.

About Bolton Capital
Bolton Capital specializes in freight factoring for bulk hauling operators. Our program is built for dump truck, waste, agriculture and energy haulers. We offer best in class technology, fast approvals, same-day funding, and flexible options to keep cash flow steady. Bolton’s only focus is helping haulers grow their fleets, take on more work, and get paid without the wait.

Streamlining Material Delivery for Infrastructure Projects

by: Andrew Lindsay, CEO, TruckIT

I spend a fair amount of time thinking about how to alleviate constraints that can delay construction projects. These constraints or bottlenecks can be on-the-job physical constraints (e.g., lack of material, shortage of skilled crews, weather) or non-physical constraints such as the decision process, regulations, permits, and contract terms.

The continued infrastructure boom has me focused on the bottlenecks in transportation projects. Roadway, aviation, and rail projects rely on predictably receiving materials in order to maximize the project’s resources. These resources include crews and heavy equipment that often operate at a fraction of their maximum utilization rate due to physical constraints.

Which of these physical constraints can we control or optimize?

Dump Trucks as Obstacles to Productivity

Compare infrastructure projects to building towers. Large building projects receive their materials via a crane, which hoists materials to the crews assigned the task of using them. Road projects receive most of their material via dump trucks. Just as a crane can be the source of a bottleneck on a building project, the dump truck can be a bottleneck on a road construction project.

The delivery of materials for just-in-time production needs to be predictable and calibrated in order for the project plan to be effective and profitable. Underutilized crews and equipment due to unreliable and inconsistent material delivery negatively affect infrastructure contractors to a greater extent than building contractors. Why is that?

The tower crane is a single piece of equipment that hoists materials to multiple trades and is controlled by the general contractor. The GC is able to dictate the priorities of the crane, which has a very predictable rate at which it can hoist materials. The risk factors are equipment failure and the operator’s speed and attendance record. These limited risk factors (excluding weather) are easy to control through maintenance and operator training, which allows onsite material delivery to be predictable and resource utilization to increase.

On infrastructure projects, rock, dirt, asphalt, and concrete are typically delivered by a fleet of independent operators scheduled by the prime contractor. Dump trucks are ordered daily based on need. The numbers can range from one to 100 depending on the scope being performed and the size of the job.

Risk Factors for Inefficiencies

What are the dump truck risk factors that can create bottlenecks? Some include no-shows, operator task confusion, lack of transparency, or no centralized command and control. Just like an assembly line, the construction project’s output is only as efficient as its bottleneck.

I previously led Astra Group in Atlanta, Georgia, managing major infrastructure projects including the Atlanta Beltline, the Georgia Ports Authority’s Mega Rail expansion, and many other private and public projects. When we wanted dump trucks at a site for the day, our team had to significantly over-order — due to the all-too-common experience of no-shows — to be sure we’d get the appropriate amount to meet our production goals.

That’s absurd and extremely inefficient for all parties when you think about it. And once dump trucks are onsite, there’s no visibility as to where the trucks are in between loads, how long it takes, is there an equipment failure, is the driver taking lunch, etc.

Unless you build a conveyor from the rock quarry to your project site, you will always need dump trucks. So how do you manage the risk factors and maximize or right size the output of this constraint?

Increasing Predictability in Material Delivery

This is one of the many reasons I founded TruckIT. I was one of those contractors looking for efficiency, consistency, and visibility. Contractors, material suppliers, and hauling companies need a centralized command and control platform for their multiple hauling vendors so that independent dump truck fleets can be dispatched, tracked, redirected, and analyzed through mobile-enabled, cloud-based technology. The technology increases the transparency and predictability of material delivery, decreasing downtime and increasing resource utilization and profits.

Here’s an example from a large infrastructure project at a major interstate interchange in Atlanta. We provided visibility for the heavy haul drivers to unload at drop sites at highly specific locations with no addresses, for maximum time and efficiency.

Prior to this project, the drivers and contractors scheduled these meetings by texting each other — “meet at station number 10+15” or “look for my guy in the red hard hat … no, not that one, the one with a Georgia Bulldogs sticker ….” And this particular project had more than 100 drop-off points for 1.5 million tons of aggregate.

I’m being a little facetious, but I guarantee a lot of those reading this are nodding their heads. Texting and phone calls are still pretty much the standard mode of communication and visibility on many construction projects.

Implementing technology on this one project yielded significant increases in loads-per-day, tons-per-day, and pay-per-day, per truck; time savings (from five hours to two); and overall productivity (over 30 percent), along with a 75 percent reduction in reconciling weekly tickets.

Imagine what can happen when this becomes an industry standard.

How E-Ticketing Works

E-ticketing technology provides contractors with a fully automated, paperless system accessible for all stakeholders within the material chain of custody. When implemented, e-ticketing provides functionality for quality control managers, along with department of transportation inspectors. E-tickets eliminate the cumbersome manual ticketing process that is pervasive in our industry while providing one source of truth for all project stakeholders to drive performance and operational efficiency.

How does it work?

Well, a heavy haul driver simply rolls onto the scale, gets weighed, and the truck is identified for data matching. The scale house then transmits corresponding digital ticket data, which is stored in the cloud for immediate access — with no manual ticket data entry required by the driver or as an additional burden to the scale house operator. Drivers can roll off the scale without ever exiting their truck. The result is an automated system for recordkeeping, reconciliation, material monitoring, billing, and real-time ticket data.

Logistics optimization has been largely ignored in the construction industry due to its dynamic nature and a large but shrinking population of traditionalists who resist technology. But I see this resistance melting away as resources become more strained during the infrastructure boom and familiarity with mobile technologies increases. Early adopters will enjoy faster project completions, additional capacity, and higher profits by using technology to address their bottlenecks.

Andrew Lindsay is Co-Founder and CEO at TruckIT, a cloud-based technology company with web and mobile applications that automate, digitize, and optimize the heavy construction material supply chain by streamlining error-prone and manual tasks.

Original article published across all Associated Construction Publications brands:

Dixie: https://dxc.news/DXC/article/F9B1EF51-curing-the-dump-truck-bottleneck

Texas: https://texascontractor.news/TXC/article/F9B1EF51-curing-the-dump-truck-bottleneck

Pacific: https://pbe.news/PBE/article/F9B1EF51-curing-the-dump-truck-bottleneck

California: https://californiabuilder.news/CBE/article/F9B1EF51-curing-the-dump-truck-bottleneck

Colorado: https://rocky.news/RMC/article/F9B1EF51-curing-the-dump-truck-bottleneck

Mississippi/Lou: https://constructionnews.us/CN/article/F9B1EF51-curing-the-dump-truck-bottleneck

Carolinas: https://constructionmagazine.news/CON/article/F9B1EF51-curing-the-dump-truck-bottleneck

Illinois/Indiana: https://midwestcontractor.news/MWC/article/F9B1EF51-curing-the-dump-truck-bottleneck

Illinois/Missouri: https://constructiondigest.news/CD/article/F9B1EF51-curing-the-dump-truck-bottleneck

Minnesota/Dakotas: https://westernbuilder.news/WB/article/F9B1EF51-curing-the-dump-truck-bottleneck

Michigan: https://michigancontractor.news/MCB/article/F9B1EF51-curing-the-dump-truck-bottleneck

New England: https://newenglandconstruction.news/NEC/article/F9B1EF51-curing-the-dump-truck-bottleneck

New York: https://constructioneer.news/CER/article/F9B1EF51-curing-the-dump-truck-bottleneck