How One Choice Logistics Solved Cash Flow Chaos with TruckIT + Bolton Capital

When you’re running hundreds of dump trucks, cash flow can make or break your business.

One Choice Logistics out of Davie, Florida, found that out the hard way.

They were growing fast, more trucks, bigger contracts, more invoices, but those same 60- to 90-day payment terms were choking their cash flow.
Instead of slowing down, they teamed up with TruckIT and Bolton Capital to turn finished jobs into paid invoices in as little as 48 hours.

Like most hauling companies, One Choice Logistics built its reputation the right way by showing up, getting the job done, and paying drivers on time. But as the business took on bigger projects across South and Central Florida, the numbers started working against them.

Weekly payroll, monthly material bills, and 60–90 day customer payments created a serious cash crunch. They were stuck floating hundreds of thousands in receivables while still keeping 250 owner-operators rolling.

“We pride ourselves on paying our drivers and subs on time, every time,” said CEO Azohani “Nani” Bernal. “But the bigger the contracts we won, the tighter our cash flow got. It was stressful trying to keep everyone paid while waiting on checks.”

That story’s not unique, in construction, you can be profitable on paper and broke in real life if your money’s tied up in invoices.

One Choice turned to TruckIT, the market leader in digitizing and optimizing the bulk hauling supply chain, and its financial partner, Bolton Capital. Together, they built a system that keeps cash moving as fast as the trucks themselves.

Here’s how it works:

  • Drivers complete a job and log the e-Ticket through TruckIT’s digital platform, no paper, no lost tickets.
  • Those verified tickets are automatically matched to invoices.
  • Bolton Capital reviews and funds the verified invoices — sometimes in less than two business days.

In one week alone, One Choice submitted $600,000 in invoices through the TruckIT platform. Bolton funded $400,000 in 48 hours, and the remaining $200,000 the following Monday.

That simple change, going from paper tickets and long waits to verified digital records and same-week pay, completely flipped the script for their business.

“Bolton and TruckIT helped us change the game,” said Bernal. “They’re part of our team now, helping keep our drivers, subcontractors, and customers paid and happy.

Once One Choice connected TruckIT and Bolton Capital, the difference was immediate.

Cash flow stabilized. Instead of waiting 60 to 90 days for customer payments, money started hitting their account within 48 hours of job completion. That gave them the breathing room to take on more work without worrying about payroll.

Drivers got paid on time, every time. That reliability built loyalty across their 250-truck network, keeping good haulers behind the wheel and reducing turnover.

Back-office stress disappeared. No more chasing paper tickets, no more manual reconciliations. TruckIT’s digital e-Ticketing made invoicing clean and fast, while Bolton’s funding kept the operation running smoothly.

“For six months, I was stressed out 24/7 about making payroll,” said Bernal. “Now, I can breathe. TruckIT and Bolton made my life easier.”

CEO Andrew Lindsay of TruckIT summed it up well:

“Through our partnership with Bolton, we’re not just improving efficiency, we’re helping haulers like One Choice run their business effectively and strategically.”

If you’re in the hauling business, you know this story all too well.
You finish the work, your drivers are waiting on pay, and your customers are sitting on your money.

TruckIT and Bolton Capital built a simple, practical solution to that problem:
Digitize your operations. Verify every load. Get paid faster.

With TruckIT’s e-Ticketing, optimized dispatching, and invoice automation, your paperwork moves as fast as your trucks. And with Bolton Capital’s same-day funding, you can stop sweating payroll and start planning your next big job.

Whether you run ten trucks or two hundred, you deserve the same kind of peace of mind that One Choice Logistics found.

👉 Take the hassle out of hauling, and the stress out of payments.
Book a free TruckIT demo today.

Want to read the full story?
Check out the original feature on CityBiz: “Bolton Capital and TruckIT Keep the Cash Flowing for One Choice Logistics.”

TruckIT Partners with Bolton Capital to Accelerate Growth for Dump Truck Haulers

ATLANTA, GA – July 9, 2025 – TruckIT, the market-leading technology provider for digitizing and optimizing the heavy construction supply chain, announced a strategic partnership with Bolton Capital, a specialized financial services firm focused on construction logistics. Together, the two companies are committed to solving one of the industry’s most persistent challenges—cash flow—and empower haulers to get paid faster, take on more work and grow their businesses.


By integrating Bolton Capital’s rapid payment capabilities with TruckIT’s advanced digital platform, users can now experience a seamless transition from job completion to cash in the bank. TruckIT users simply submit their invoices via the platform, and Bolton’s AI-driven ticket-matching technology ensures instant verification and payment.

Accession Distribution, based in Riverdale, GA—was among the first hauling companies to take advantage of the TruckIT/Bolton partnership.


“Getting funded as fast as within 4 to 5 hours has given us enormous flexibility and freedom, ” said Juanita Marry, Founder, President and Chief Executive Officer at Accession Distribution. “The support has also helped us sign new business, both due to the shipment visibility from TruckIT and being able to provide better billing terms due to the support from Bolton. I highly recommend that any hauler get on board as soon as possible.”

The TruckIT/Bolton program is tailored specifically for companies that:
* Provide bulk hauling for construction, waste, agricultural or energy industries
* Manage jobs and heavy equipment across multiple sites
* Need fast cash for working capital


“We understand the unique challenges that dump truck operators face, specifically around cash flow and growth” said Douglas Lindsay, Co-Founder and Managing Partner, Bolton Capital. “This partnership allows us to go beyond software and deliver working capital directly into the hands of our customers. Bolton and TruckIT are committed to helping our customers improve operational efficiency, invest in new assets, and maintain great relationships with their subcontractors,” The U.S. dump truck services segment—which includes hauling materials like gravel, demolition debris, and waste—was estimated at $24.9 billion in 2024, with 30,000 operators and 109,000 workers. The National Dump Truck Association (NDTA) expects these numbers to rise significantly with the passage of H.R.1 which significantly increases domestic investment in infrastructure, defense, energy and more.

“The Dump Truck industry is highly fragmented, and operators are looking for the kind of support that Bolton Capital can provide,” said Malcolm Smith, Founder and Chief Executive Officer, NDTA. “With manual tickets still prevalent in the industry, accounts receivable timelines can stretch to 60–70 days from delivery to actual cash receipt, which can negatively impact growth and operational decisions.


We need healthy companies with the flexibility to take on any kind of project without concern for variable accounts receivable timelines. TruckIT’s suite of tools—including Optimized Dispatch, E-Ticketing, and business intelligence—already enables haulers and contractors to streamline workflows and increase efficiency,” said Pace Davis, President, TruckIT. “Adding Bolton Capital to the offering strengthens the value proposition, especially for small to mid-sized businesses looking to scale without added overhead and risk.”

To get started, visit http://www.bolton-capital.com and apply via a short form.

About Bolton Capital
Bolton Capital specializes in freight factoring for bulk hauling operators. Our program is built for dump truck, waste, agriculture and energy haulers. We offer best in class technology, fast approvals, same-day funding, and flexible options to keep cash flow steady. Bolton’s only focus is helping haulers grow their fleets, take on more work, and get paid without the wait.